If you're injured by another driver and;

• It isn't your fault, and
• Your bodily injury claim is worth more than the liability coverage purchased by the motorist at fault

Then your insurance company may pay the difference between the claim value, and what you received from the liability insurance of the underinsured driver at fault.

For example, let's say you have a bodily injury claim of $35000 and the motorist at-fault has liability coverage limits of $25000. In this example, you would receive $25000 from the liability coverage of the at-fault motorist and $10000 from the underinsured motorist coverage on your policy.

Underinsured motorist coverage protects you/yourifamily for injuries suffered in an auto accident caused by an underinsured motorist.

There are other times when underinsured motorist insurance may be of benefit. If you have questions regarding underinsured motorist coverage, contact Nuttall, Brown & Associates.